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Key Points:

Plan Year is July 1st through June 30th

$5 million lifetime maximum under the CMMP

Unlimited lifetime maximum under the PPO



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CMMP or PPO

The State of North Carolina offers two types of health insurance plans: 

  • Comprehensive Major Medical Plan (CMMP)
  • Preferred Provider Organization (PPO)

The CMMP is a traditional indemnity plan.  Administration for the CMMP is provided by Blue Cross and Blue Shield of North Carolina.

The PPO is an alternative to the CMMP.  Under the PPO, you obtain medical services at reduced costs when you receive these services from a doctor, hospital or other provider that is "in-network"--that is, from a provider in the Preferred Provider Organization.

Link to more information about the CMMP and the PPO to your right.  Review this information carefully before selecting a health plan.

PLAN YEAR:  The Plan Year is July 1 through June 30.

LIFETIME MAXIMUM:

The lifetime maximum benefit for the CMMP is $5 million

The lifetime maximum benefit for the PPO is unlimited. 



Links:

Comprehensive Major Medical Plan (CMMP)

Preferred Provider Organization (PPO)

CMMP Benefits At A Glance

CMMP & PPO Comparison

CMMP Medical Insurance Handbook