What is a garnishment?

A wage garnishment is a legal procedure through which a portion of an employee's wages are required to be withheld by the employer for the payment of a debt incurred by the employee.  Garnishments can be for IRS, state, or county taxes as well as child support, education loans and bankruptcy.

Consumer Credit Protection Act

Title III of the Consumer Credit Protection Act limits the amount of an employee's earnings that may be garnished and protects the employee from being fired if pay is garnished for only one debt.  For further explanation, please refer to the US Dept of Labor Fact Sheet #30 regarding garnishment law.

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