If you elect to enroll in the UNC Optional Retirement Program (ORP), in order to provide disability coverage during the period you are not eligible for either the short-term or long-term disability benefit, and to provide additional benefit after you are eligible, you may elect to enroll in a voluntary supplemental disability plan.
Eligibility: Permanent employees regularly scheduled to work 75% time or more (30 hours or more per week) and participating in the ORP.
Carrier: The Standard
Benefit: 66 2/3% of your monthly gross salary up to $10,000 and continued contributions of both the employer and employee ORP contribution amount is deposited into a TIAA-CREF account on your behalf.
Coverage: Provides replacement income while you are ineligible for the State's Disability Income Plan and supplements the State's plan when you are eligible.
Waiting Period before Benefits begin: 90 days
Enrollment: Download the enrollment form for The Standard. If you do not enroll within 60 days of employment and choose to enroll at a later time, you will have to furnish evidence of insurability that is satisfactory to The Standard.
Use The Standard Supplemental Disability Plan Rate Calculation link in the column on the right to calculate your monthly premiums.
Premiums are deducted after taxes so any disability benefit you receive from The Standard will not be subject to taxes.
If you experience any problems contact Human Resources at (336)750-2830.