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Wilson County Courthouse

A Revolution in Public Transportation From A Town You Wouldn’t Expect

American Institute for Economic Research

It’s taken more than a hundred years for low-density cities to recognize that public transportation works far better in a point-to-point model, using private-public partnerships.

Federal Reserve Bank of Philadelphia, Small Dollar Mortgage Lending

Federal Reserve prominently cites CSEM affordable housing research in latest 2022 report

CSEM News

The Federal Reserve Bank of Philadelphia released a December 2022 report titled "Small-Dollar Mortgage Lending in Pennsylvania, New Jersey and Delaware" in an attempt to discover the reasons for the rapid decline in mortgages aimed at families who want to purchase inexpensive, or "small dollar" homes, typically $100,000 or less. In the report, the authors explain the reason, using the research of a joint New America/CSEM report issued last year on the same subject, titled The Lending Hole at the Bottom of the Homeownership Market.  



A ladder

Why “Disincentive Deserts” Matter Far More Than Benefits Cliffs

American Institute for Economic Research

Benefits cliffs certainly remain an important area of policy study, but we should pay more attention to creatively solving the problems of disincentive deserts, since they exist for such long and dispiriting spans of workers’ income journey, rolling back benefits at a rate that is equivalent to a 60-95% effective marginal tax rate.

 csem-student-fellows-related.jpg

New WSSU Student Research Fellows selected to partner with CSEM team

CSEM News

In its five years, the Center for the Study of Economic Mobility (CSEM) has stressed student involvement, including more than 25 students in its projects. The learning is a two-way-street, with CSEM Faculty Fellows learning almost as much from our students, often from their lived experiences. 



illustration of several homes in a neighborhood.

What are taxpayers receiving from the City of Winston-Salem’s affordable housing research costing almost $700,000? (Part 1)

The Chronicle

Last year the Winston-Salem City Council approved $322,000 for an action plan on affordable housing to be drafted by a New Orleans organization, HousingNOLA, which faces serious struggles in its own city in achieving its action plan on affordable housing.

 CSEM Director speaking to a crowd

WSSU Center for the Study of Economic Mobility selected for prestigious Fair Housing Breaking Barriers Award

CSEM News

What began as a “startling” revelation to Winston-Salem State University economics professor Craig Richardson five years ago has developed into a community-changing program that has been selected for one of Winston-Salem’s most prestigious community awards.



 illustration of several homes in a neighborhood.

What Are W-S Taxpayers Receiving From $700,000 in Affordable Housing Research? (Part 2)

The Chronicle

This is the second of a two-part series that started last week. To see the first part, go to What are taxpayers receiving from the City of Winston-Salem’s affordable housing research costing almost $700,000?

 CSEM director receiving an award

CSEM director receives award, honor

CSEM News

On Tuesday, Aug. 16,, Winston-Salem State University faculty and top administrators gathered for the annual Faculty Award and Sponsored Programs Banquet.




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